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Secure Your Future

You can trust that we have your goals and your future at heart. Waldo State Bank’s Certificates of Deposit and IRA accounts offer competitive interest rates to reach your savings goals! Enjoy Waldo State Bank’s 9-Month CD rate special.

CD Rate Special

Personal Banking

HSA Accounts

Community Focus

25 Years with Waldo State Bank

I really enjoy Waldo State Bank. I have banked with them for 25 years and enjoy the small town bank. Even though it would be faster to bank closer to home, I have such positive experiences there that I will be a lifelong customer.

- Laura A.

An Easy Loan Process

Waldo made the entire process of applying and qualifying for our loan so easy! We had attempted to work with several banks prior to finding Waldo State Bank and wasted so many months for no reason. We wish we would have went to Waldo much sooner, but better late than never.

- Compassionate Heights

Great Money Market Rates

I appreciate Waldo State Bank for its inviting premises, useful calendars, and the fact that the president is accessible. Their competitive money market rates were a key factor in my choice for personal and business banking. For banking recommendations, Waldo State Bank is my top choice.

- Calvin S.

47 Years with Waldo State Bank

I moved here in 1977 and have been doing our banking with Waldo State Bank ever since. We took out our mortgage loans through WSB for our house when we built. WSB is full of friendly people, ready to help in any way. We love that our bank is so family oriented and will take care of all your needs.

- Doris

Waldo State Bank is the only Sheboygan County Bank with the ability to provide a specifically tailored and personalized banking experience.

Explore all of our banking options available to you below!

Personal

Checking accounts/debit cards, savings accounts, HSA accounts, CDs, loans, mortgage pre-approval, and more!

Personal

Business

Business banking, building improvement financing, business investment, line of credit, loans, lending, and more!

Personal

Loans

Agriculture loans, commercial loans, consumer loans, real estate loans, commercial lending, startup loans, LLC lending, and more!

Personal

Investments

Traditional IRA, Roth IRA, CDs, business investment, commercial investment, money market, real estate, and more!

Personal

THE BANK THAT LISTENS

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About us

Local. Independent. Just Like You.

Established in 1913, Waldo State Bank is independently owned and is proud to be your community bank. For over 100 years we have been committed to being a premier provider of financial services for the communities we serve.

About Us

Banking

Introducing B.O.B.: Your New Business Partner at Waldo State Bank

Meet B.O.B., not just a platform but your business banking partner at Waldo State Bank (W.S.B.)! When you open a deposit account with us, B.O.B. comes to life, ready to cater to your every financial need with precision and personal attention.

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Community

WSB Awards $33,000 Grant!

Waldo State Bank in cooperation with the Federal Home Loan Bank of Chicago was pleased to present to Danielle Beining and Keri Grotelueschen with the 2024 Community First Accelerate Grant for Small business in the amount of $33,000.

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Waldo State Bank serves our customers’ financial needs by establishing strong, trusted relationships. Let us guide you towards financial success. Learn more about our different loan and investment options for personal and business banking.

Loans Investments

Contact Us

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