Secure Your Future

You can trust that we have your goals and your future at heart. Waldo State Bank’s Certificates of Deposit and IRA accounts offer competitive interest rates to reach your savings goals! Enjoy Waldo State Bank’s 110th anniversary 9-Month CD rate special. Sign up for our anniversary special to get your FREE Waldo swag today!

Anniversary CD/IRA Rate Special


What can we help you with?

Contact us to learn more about our personal and business banking opportunities!”

About us

Local. Independent. Just Like You.

Established in 1913, Waldo State Bank is independently owned and is proud to be your community bank. For over 100 years we have been committed to being a premier provider of financial services for the communities we serve.

About Us
A Beginners Guide to Opening and Managing a Bank Account


A Beginners Guide to Opening and Managing a Bank Account

Opening an FDIC-insured bank account, like we offer at Waldo State Bank, gives you the peace of mind that your hard-earned money is stored safely away and growing with interest. So when you’re ready to start taking your saving goals seriously and want to open up a bank account, continue reading below as we walk you through everything you need to know about the account opening process.

Learn More
Tailgating Smoked Queso Dip


Tailgating Smoked Queso Dip

This recipe will be the hit of your tailgating event or any other party where a dip is needed.  Or make a smaller batch all for yourself as this recipe is one that gets better with age!  

Learn More

Contact Us

Waldo State Bank Confidentiality Notice: All e-mails sent to a Waldo State Bank e-mail address will be received by Waldo State Bank corporate e-mail system, and are subject to archiving and review by persons other than the recipient. Although Waldo State Bank attempts to prevent the passage of viruses via e-mail and attachments, Waldo State Bank does not guarantee that either are virus-free and accepts no liability for any damages sustained as a result of any viruses.

Waldo State Bank discourages from sending sensitive data without it being securely encrypted. Please request a secure email account before sending any sensitive information. If you have previously used our secure email link, Click Here to continue.

Newsletter Sign-up

Interested in bank news & updates?