Save for the Future

Do you know all the ways an HSA account can work for you? Learn more about eligibility and how you can save for retirement!

HSA Accounts


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Contact Waldo State Bank to find out more about our personal and business banking opportunities!

About us

Local. Independent. Just Like You.

Established in 1913, Waldo State Bank is independently owned and is proud to be your community bank. For over 100 years we have been committed to being a premier provider of financial services for the communities we serve.

About Us
What is an IRA Anyway?


What is an IRA Anyway?

You’ve likely heard the term IRA (Individual Retirement Account) before, among a bewildering amount of other retirement jargon. However, like many people, you’re probably still not sure what it is and what it can do for you. So, pull up a chair, grab a cup of coffee, and let’s talk about IRAs in plain English.

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Aunt Connie’s Baked Bean Casserole


Aunt Connie’s Baked Bean Casserole

Our Vice President and Chief Loan Officer, Derrick, is sharing his Aunt Connie’s Baked Bean Casserole! According to Derrick, this casserole is magic, and we agree! Give the recipe a try for yourself.

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