Secure Your Future

You can trust that we have your goals and your future at heart. Waldo State Bank’s Certificates of Deposit and IRA accounts offer competitive interest rates to reach your savings goals! Enjoy Waldo State Bank’s 9-Month CD rate special. 

CD Rate Special


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Contact us to learn more about our personal and business banking opportunities!”

About us

Local. Independent. Just Like You.

Established in 1913, Waldo State Bank is independently owned and is proud to be your community bank. For over 100 years we have been committed to being a premier provider of financial services for the communities we serve.

About Us
Danish Apple Bars


Danish Apple Bars

The best recipes can be handed down through generations.  A recipe enjoyed at Grandma Sweetiepie's House over 50 years ago and still a favorite!

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Understanding Money Market Accounts: A Beginners Guide


Understanding Money Market Accounts: A Beginners Guide

Aside from a standard savings or checking account, more deposit options are available. WSB offers accounts that are safe and dependable, yet money market accounts can provide better returns with less risk. For more information on low-risk savings and short-term investment options on money market accounts (MMAs), continue reading below.

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Contact Us

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Waldo State Bank discourages from sending sensitive data without it being securely encrypted. Please request a secure email account before sending any sensitive information. If you have previously used our secure email link, Click Here to continue.

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