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Secure Your Future

You can trust that we have your goals and your future at heart. Waldo State Bank’s Certificates of Deposit and IRA accounts offer competitive interest rates to reach your savings goals! Enjoy Waldo State Bank’s 110th anniversary 9-Month CD rate special. Sign up for our anniversary special to get your FREE Waldo swag today!

Anniversary CD/IRA Rate Special

Personal Banking

HSA Accounts

Community Focus

25 Years with Waldo State Bank

I really enjoy Waldo State Bank. I have banked with them for 25 years and enjoy the small town bank. Even though it would be faster to bank closer to home, I have such positive experiences there that I will be a lifelong customer.

- Laura A.

An Easy Loan Process

Waldo made the entire process of applying and qualifying for our loan so easy! We had attempted to work with several banks prior to finding Waldo State Bank and wasted so many months for no reason. We wish we would have went to Waldo much sooner, but better late than never.

- Compassionate Heights

Waldo State Bank is the only Sheboygan County Bank with the ability to provide a specifically tailored and personalized banking experience.

Explore all of our banking options available to you below!

Personal

Checking accounts/debit cards, savings accounts, HSA accounts, CDs, loans, mortgage pre-approval, and more!

Personal

Business

Business banking, building improvement financing, business investment, line of credit, loans, lending, and more!

Personal

Loans

Agriculture loans, commercial loans, consumer loans, real estate loans, commercial lending, startup loans, LLC lending, and more!

Personal

Investments

Traditional IRA, Roth IRA, CDs, business investment, commercial investment, money market, real estate, and more!

Personal

THE BANK THAT LISTENS

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About us

Local. Independent. Just Like You.

Established in 1913, Waldo State Bank is independently owned and is proud to be your community bank. For over 100 years we have been committed to being a premier provider of financial services for the communities we serve.

About Us

Banking

A Beginners Guide to Opening and Managing a Bank Account

Opening an FDIC-insured bank account, like we offer at Waldo State Bank, gives you the peace of mind that your hard-earned money is stored safely away and growing with interest. So when you’re ready to start taking your saving goals seriously and want to open up a bank account, continue reading below as we walk you through everything you need to know about the account opening process.

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Community

Tailgating Smoked Queso Dip

This recipe will be the hit of your tailgating event or any other party where a dip is needed. Or make a smaller batch all for yourself as this recipe is one that gets better with age!

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Waldo State Bank serves our customers’ financial needs by establishing strong, trusted relationships. Let us guide you towards financial success. Learn more about our different loan and investment options for personal and business banking.

Loans Investments

Contact Us

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