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Save for the Future

Do you know all the ways an HSA account can work for you? Learn more about eligibility and how you can save for retirement!

HSA Accounts

Personal Banking

HSA Accounts

Community Focus

Waldo State Bank is the only Sheboygan County Bank with the ability to provide a specifically tailored and personalized banking experience. Explore all of our banking options available to you below!

Personal

Checking accounts/debit cards, savings accounts, HSA accounts, CDs, loans, mortgage pre-approval, and more!

Personal

Business

Business banking, building improvement financing, business investment, line of credit, loans, lending, and more! 

Personal

Loans

Agriculture loans, commercial loans, consumer loans, real estate loans, commercial lending, startup loans, LLC lending, and more! 

Personal

Investments

Traditional IRA, Roth IRA, CDs, business investment, commercial investment, money market, real estate, and more! 

Personal

THE BANK THAT LISTENS

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Contact Waldo State Bank to find out more about our personal and business banking opportunities!

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About us

Local. Independent. Just Like You.

Established in 1913, Waldo State Bank is independently owned and is proud to be your community bank. For over 100 years we have been committed to being a premier provider of financial services for the communities we serve.

About Us
What is an IRA Anyway?

Banking

What is an IRA Anyway?

You’ve likely heard the term IRA (Individual Retirement Account) before, among a bewildering amount of other retirement jargon. However, like many people, you’re probably still not sure what it is and what it can do for you. So, pull up a chair, grab a cup of coffee, and let’s talk about IRAs in plain English.

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Aunt Connie’s Baked Bean Casserole

Community

Aunt Connie’s Baked Bean Casserole

Our Vice President and Chief Loan Officer, Derrick, is sharing his Aunt Connie’s Baked Bean Casserole! According to Derrick, this casserole is magic, and we agree! Give the recipe a try for yourself.

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Waldo State Bank serves our customers’ financial needs by establishing strong, trusted relationships. Let us guide you towards financial success. Learn more about our different loan and investment options for personal and business banking. 

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