About Waldo State Bank

At Waldo State Bank it is our passion:


with our customers to provide personalized financial solutions.


our employees with a culture that is energetic and meaningful.


our communities through our time, talents, and resources.

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Our Mission

Local. Independent. Like You.

For over 100 years, Waldo State Bank has been committed to providing Sheboygan county residents and business owners with expert banking services. We strive to achieve our mission by providing genuine customer service with the highest degree of integrity, professionalism, and confidentiality.

Our most important asset is our customers. As a Sheboygan community bank, we are constantly evaluating the changing needs of our customers and reviewing innovations in technology to provide them with modern financial service and guidance.

Waldo State Bank's directors and staff are dedicated to providing the personal and quality customer service you have come to expect from people "Like You".

Bank History

Over A Century of Personalized Banking

Established in 1913, Waldo State Bank is independently owned and is proud to be your "Community Bank". As a Sheboygan County bank, it is our goal to enrich our community by providing financial guidance for individuals and businesses in our area.

Waldo State Bank is founded on principles like trust, service, and expertise. We combine these timeless concepts with modern innovation to give customers the best of our history in combination with our future vision. Stop in and ask us how we can help you secure your financial future!

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Contact Waldo State Bank to find out more about our personal and business banking opportunities! 

Meet the Management Team

Thomas A. Reil

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Derrick W. Hermann

Vice President, Chief Loan Officer
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Sherry Gallagher

Compliance Officer
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Ted Katsma

Deposit Operations Officer, Computer Support Specialist
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Tax Deadline Update


Tax Deadline Update

In light of the national state of emergency due to the COVID-19 pandemic, the Internal Revenue Service (IRS) has extended both tax filing and tax payment deadlines until July 15 for Federal Income Taxes. Here are a couple of things worth noting that may affect you:

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Banking Updates


Banking Updates

As we continue to monitor daily changes to the market and laws mandated by the state and federal government, we want you to know that you are our priority. To keep you updated, we are compiling the most current, reliable information here as it becomes available to us. Please check back to get the latest news and to see how we can serve your financial needs during this time.

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