About Waldo State Bank

At Waldo State Bank it is our passion:


with our customers to provide personalized financial solutions.


our employees with a culture that is energetic and meaningful.


our communities through our time, talents, and resources.

add alt add alt

Our Mission

Local. Independent. Like You.

For over 100 years, Waldo State Bank has been committed to providing Sheboygan county residents and business owners with expert banking services. We strive to achieve our mission by providing genuine customer service with the highest degree of integrity, professionalism, and confidentiality.

Our most important asset is our customers. As a Sheboygan community bank, we are constantly evaluating the changing needs of our customers and reviewing innovations in technology to provide them with modern financial service and guidance.

Waldo State Bank's directors and staff are dedicated to providing the personal and quality customer service you have come to expect from people "Like You".

Bank History

Over A Century of Personalized Banking

Established in 1913, Waldo State Bank is independently owned and is proud to be your "Community Bank". As a Sheboygan County bank, it is our goal to enrich our community by providing financial guidance for individuals and businesses in our area.

Waldo State Bank is founded on principles like trust, service, and expertise. We combine these timeless concepts with modern innovation to give customers the best of our history in combination with our future vision. Stop in and ask us how we can help you secure your financial future!

alt alt

Contact Waldo State Bank to find out more about our personal and business banking opportunities! 

Meet the Management Team

Thomas A. Reil

Learn More

Derrick W. Hermann

Vice President, Chief Loan Officer
Learn More

Sherry Gallagher

Compliance Officer
Learn More

Ted Katsma

Deposit Operations Officer, Computer Support Specialist
Learn More


Sherry’s Recipe Corner: Cream of Turkey and Orzo Soup


Sherry’s Recipe Corner: Cream of Turkey and Orzo Soup

Thinking about what to do with your left-over turkey from Thanksgiving? This recipe is a delicious and flexible choice.

Learn More
Sherry's Recipe Corner: Crustless Pumpkin Pie


Sherry's Recipe Corner: Crustless Pumpkin Pie

This classic pumpkin pie recipe was tweaked so you still enjoy the benefits without the extra sugar. You won’t miss the crust!

Learn More

Newsletter Sign-up

Interested in bank news & updates?