About Waldo State Bank

At Waldo State Bank it is our passion:


with our customers to provide personalized financial solutions.


our employees with a culture that is energetic and meaningful.


our communities through our time, talents, and resources.

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Our Mission

Local. Independent. Like You.

For over 100 years, Waldo State Bank has been committed to providing Sheboygan county residents and business owners with expert banking services. We strive to achieve our mission by providing genuine customer service with the highest degree of integrity, professionalism, and confidentiality.

Our most important asset is our customers. As a Sheboygan community bank, we are constantly evaluating the changing needs of our customers and reviewing innovations in technology to provide them with modern financial service and guidance.

Waldo State Bank's directors and staff are dedicated to providing the personal and quality customer service you have come to expect from people "Like You".

Bank History

Over A Century of Personalized Banking

Established in 1913, Waldo State Bank is independently owned and is proud to be your "Community Bank". As a Sheboygan County bank, it is our goal to enrich our community by providing financial guidance for individuals and businesses in our area.

Waldo State Bank is founded on principles like trust, service, and expertise. We combine these timeless concepts with modern innovation to give customers the best of our history in combination with our future vision. Stop in and ask us how we can help you secure your financial future!

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Contact Waldo State Bank to find out more about our personal and business banking opportunities! 

Meet the Management Team

Thomas A. Reil

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Derrick W. Hermann

Vice President, Chief Loan Officer
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Sherry Gallagher

Compliance Officer
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Ted Katsma

Deposit Operations Officer, Computer Support Specialist
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Stuffed Focaccia Bread


Stuffed Focaccia Bread

Sherry’s Recipe Corner is featuring a game day appetizer that is unique and delicious for any crowd!

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5 Easy Steps for Homebuyers


5 Easy Steps for Homebuyers

Homeownership is such an exciting milestone in a person's life! Whether you are newlyweds, retired, or anywhere in between, it's refreshing to have a new space to call your own. The home buying process can go as slow or as fast as you care to move, but one thing is for sure, the more your finances are in order, the sooner you can take that exciting step towards homeownership. However, before you jump in, our financial experts laid out five steps in preparation for your future home quickly, efficiently, and confidently.

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