About Waldo State Bank

At Waldo State Bank, it is our mission and our passion:


with our customers to provide personalized financial solutions.


our employees with a culture that is energetic and meaningful.


our communities through our time, talents, and resources.

Vintage photo of the front of Waldo State Bank's building Vintage photo of area Waldo residents in Waldo, Wisconsin

Our Mission

Local. Independent. Like You.

For over 107 years, Waldo State Bank has provided expert banking services. Our team offers the highest degree of integrity, professionalism, and confidentiality every day. We fulfill our mission by delivering genuine financial services to our customers. 

Our most important asset is our customers. We constantly evaluate changing financial needs and review innovations in technology. We work with our customers to guide them with the most modern solution. 

Waldo State Bank’s team provides the personal and quality customer service you expect from people “Like You.”

    Bank History

    Over A Century of Personalized Banking

    Established in 1913, Waldo State Bank is independently owned. We are proud to be your "community bank," enriching our community in several ways. Our team provides financial guidance for individuals and businesses in our area. We also share our time and talents with community organizations. 

    Waldo State Bank is founded on trust, service, and expertise. We serve our customers' financial needs by establishing strong and trusted relationships. We combine these timeless concepts with modern innovations. In turn, we combine the best of our history with our future vision. 

    Stop in and ask us how we can help you secure your financial future!

      Vintage photo of Waldo State Bank with a car in the front of the bank Invitation of the grand opening of the Waldo State Bank in 1977

      Contact Waldo State Bank to find out more about our personal and business banking opportunities! 

      Meet the Management Team

      Thomas A. Reil

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      Sherry Gallagher

      Vice President, Bank Operations
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      Brian Passehl

      Vice President, Lending
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      Terry Van Engen

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      A Beginners Guide to Opening and Managing a Bank Account


      A Beginners Guide to Opening and Managing a Bank Account

      Opening an FDIC-insured bank account, like we offer at Waldo State Bank, gives you the peace of mind that your hard-earned money is stored safely away and growing with interest. So when you’re ready to start taking your saving goals seriously and want to open up a bank account, continue reading below as we walk you through everything you need to know about the account opening process.

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      Tailgating Smoked Queso Dip


      Tailgating Smoked Queso Dip

      This recipe will be the hit of your tailgating event or any other party where a dip is needed.  Or make a smaller batch all for yourself as this recipe is one that gets better with age!  

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