Mortgage Loans to Finance Your Goals

Waldo State Bank has loans available to purchase, build, update or refinance your dream house, vacation home, recreational property, or rental property.

Mortgage Loans. Made in Waldo.

Lending Made Easy for You

Whether you're purchasing a new property, updating, or refinancing your beloved home, Waldo State Bank has personalized mortgage loans and HELOC available for you and your family at competitive rates and low closing costs. Free prequalification is available to help you select the right mortgage assisted by knowledgeable and local decision-making lenders.

Let's Do This

Contact our lending professionals to assist you with your personalized mortgage loan.

Mortgage Loans Tailored For Your Needs

Fixed-Rate Mortgages - Typically set over 30 or 15-year terms of repayment, fixed-rate mortgages have a set interest rate from the beginning of the loan. The interest rate then remains the same over the life of the loan, regardless of the market.

Adjustable Mortgage Rate Mortgage - Adjustable-rate mortgages (ARMs) are also known as variable-rate mortgages as interest rates for this type of real estate loan will fluctuate over the life of the loan.

Balloon Payment Mortgage - While the amortization period of a balloon payment mortgage is often similar to a fixed-rate mortgage (15 or 30 years), the primary difference is the term of the loan is typically less than the period of amortization. Meaning that at the end of the loan term (typically five years) the principal amount is due in full, after which point consumers renew the loan for an additional term to cover this amount.

Waldo State Bank also offers:

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