Personal Certificates of Deposit

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Certificates of Deposit

Competitive rates
Rate specials (contact us about any current specials)
FDIC insured (Federal Deposit Insurance Corporation insured)
Personal certificates of deposit (CD) range from 3 to 60 months.
Add-on personal certificates of deposit are available in 18 or 36-month increments

The minimum balance required to open a personal certificates of deposit (CD) is $1,000.
The maximum balance for an add-on personal CD is $100,000.
Compounding interest and crediting information for your personal CD will be provided at account opening.
If you close your account before interest is credited, you will receive the accrued interest.
If you close your account before the term is up, a penalty will be assessed
We use the daily balance method to calculate the interest on your account
Daily periodic rate to the principal in the account each day from the first day of the deposit

For information on custodial certificates of deposit, visit our kid's club page!

Contact Waldo State Bank to find out more about our personal and business banking opportunities!