Privacy Policy

What does Waldo State Bank do with your Personal Information?

Why?:

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?:

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number and Income
Account Balances and Payment History
Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?:

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Waldo State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Waldo State Bank share?: Yes
Can you limit this sharing?: No

For our marketing purposes - to offer our products and services to you
Does Waldo State Bank share?: Yes
Can you limit this sharing?: No

For joint marketing with other financial companies
Does Waldo State Bank share?: Yes
Can you limit this sharing?: No

For our affiliates' everyday business purposes - information about your transactions and experiences
Does Waldo State Bank share?: No
Can you limit this sharing?: We don't share

For our affiliates' everyday business purposes - information about your creditworthiness
Does Waldo State Bank share?: No
Can you limit this sharing?: We don't share

For nonaffiliates to market to you
Does Waldo State Bank share?: No
Can you limit this sharing?: We don't share

Questions?
Call 920-528-8385 or go to www.waldostatebank.com

Who we are

Who is providing this notice?
Waldo State Bank

What we do

How does Waldo State Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Waldo State Bank collect my personal information?
We collect your personal information, for example, when you

Open an account
Deposit money
Pay your bills
Apply for a loan
Use your credit or debit card

We also collect your personal information from others, such as credit bureaus or other companies.

Why can't I limit all sharing?
Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes--information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies
Waldo State Bank does not have affiliates

Nonaffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Waldo State Bank does not share with non-affiliates so they can market to you

Joint Marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our Join Marketing Partners include: Investment Services including Insurance Services and our Credit Card Companies

Other Important Information

A copy is available on our website at www.waldostatebank.com
You can call 920.528.8385 or mail a request to Waldo State Bank, P.O. Box 8, Waldo, WI 53093 and a copy will be mailed to you

What does Waldo State Bank do with your personal information from the Mobile Application?

Why:

The mobile application requests access to infromation stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.

It is important for you to understand that:

Before granting access to this information, you will be prompted to give the application that permission.
If you do not wish to grant that permission, you may decline.
If you later change your mind, those permissions can be updated in your device's settings.

Some examples of information your app will request access to are:

What?

Location
Contacts
Camera

How?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for ou personal stored information and if that information may be deleted.

Questions?

Please contact Waldo State Bank at 920.528.8385 regarding questions about the information included in this Mobile Privacy Disclosure or questions about this application.

You can also access the bank's full privacy policy here: Privacy Policy