Regular Checking at Waldo State Bank

Regular Personal Checking

Benefits of a Regular Checking Account

At Waldo State Bank, we offer regular checking accounts and services built for your financial goals.

  • No minimum balance after opening a regular checking account
  • No transaction limits
  • Free ATM access
  • Free start card at account opening
  • Free initial debit card
    • Eligible for a debit card that will earn you rewards points to redeem on travel or merchandise. 
    • Standard credit qualifications apply.
  • Electronic statements (eStatements) available
  • Unlimited check-writing
  • Free online banking and mobile deposit
  • No monthly fees

Regular Checking Account Details

  • Minimum balance required to open a regular checking account: $50.00
  • Noninterest-bearing accounts
  • Check-printing fee depends on the style of the check ordered
  • Children 16 years and older can open a joint account with their parent or legal guardian.
    • Parents and legal guardians must be a customer, in good standing, and have no negative eFunds.
    • Debit cards can be opened

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