Regular Checking at Waldo State Bank

Benefits of a Regular Checking Account

At Waldo State Bank, we offer regular checking accounts and services built for your financial goals.

• No minimum balance after opening a regular checking account
• No transaction limits
• Free ATM access
• Free start card at account opening
• Free initial debit card
  • Eligible for a debit card that will earn you rewards points to redeem on travel or merchandise. 
  • Standard credit qualifications apply.
• Electronic statements (eStatements) available
• Unlimited check-writing
• Free online banking and mobile deposit
• No monthly fees

Regular Checking Account Details

• Minimum balance required to open a regular checking account: $50.00
• Noninterest-bearing accounts
• Check-printing fee depends on the style of the check ordered
• Children 16 years and older can open a joint account with their parent or legal guardian.
  • Parents and legal guardians must be a customer, in good standing, and have no negative eFunds.
  • Debit cards can be opened