Personal Savings

Regular Savings Account Benefits

Personalized to your goals, our regular personal savings account fits your needs.

• Unlimited in-person withdrawals
• Interest begins to accrue on the business day you deposit non-cash items (checks, for example). We use the daily balance method to calculate the interest on your account.
• Quarterly compounded interest
• Free ATM access
• Free start card at account opening
• Free initial debit card
• Electronic statements (eStatements) available
• Unlimited check-writing
• Free online banking and mobile deposit

Regular Savings Account Details

• A deposit of at least $5.00 is required to open a personal savings account.
• Maintain a minimum balance of $50.00 in the account each day to obtain the disclosed annual percentage yield (APY).
• Interest will be compounded and credited quarterly. If you close your account before interest is credited, you will not receive the accrued interest.
• Your interest rate and annual percentage yield (APY) may change. Please see the rate chart provided at account opening for the rate as of that date.
• Children aged 12 and younger can open a Custodial Account (Wally’s Wealthy Savers Club).
• Children aged 13-15 years old can open a joint account with their parents or legal guardians. ATM card is available at age 16.
• Contact us for our current rates or check out our Interest Rates & Annual Percentage Yields (APY) page.