Personal Savings

Regular Personal Savings

Regular Savings Account Benefits

Personalized to your goals, our regular personal savings account fits your needs.

  • Unlimited in-person withdrawals
  • Interest begins to accrue on the business day you deposit non-cash items (checks, for example). We use the daily balance method to calculate the interest on your account.
  • Quarterly compounded interest
  • Free ATM access
  • Free start card at account opening
  • Free initial debit card
  • Electronic statements (eStatements) available
  • Unlimited check-writing
  • Free online banking and mobile deposit

Regular Savings Account Details

  • A deposit of at least $5.00 is required to open a personal savings account.
  • Maintain a minimum balance of $50.00 in the account each day to obtain the disclosed annual percentage yield (APY).
  • Interest will be compounded and credited quarterly. If you close your account before interest is credited, you will not receive the accrued interest.
  • Your interest rate and annual percentage yield (APY) may change. Please see the rate chart provided at account opening for the rate as of that date.
  • Children aged 12 and younger can open a Custodial Account (Wally’s Wealthy Savers Club).
  • Children aged 13-15 years old can open a joint account with their parents or legal guardians. ATM card is available at age 16.
  • Contact us for our current rates or check out our Interest Rates & Annual Percentage Yields (APY) page.

Interested in our custodial account? Visit Wally’s Wealthy Savers Club!

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